Imagine this: You’re in your car, stopped at a traffic light when another car slams you from behind, pushing you across the road and into a light post. Your car is totaled and you have some serious medical bills. Who do you think will end up paying your bills?
Well, if the driver who hit you is uninsured, you may end up footing the bill yourself. It could be financially devastating.
Typically, the costs of an accident are paid by the insurance company of the at-fault driver. If that driver has no insurance, you can try to go after his or her personal assets in a court of law, but if the driver has no insurance and no personal assets, there is nowhere else to turn for compensation…unless you had the foresight to purchase an insurance add-on called “Uninsured Motorist’s Protection.”
Uninsured motorist’s protection covers you in the event that you are hit by an uninsured motorist. This coverage is relatively inexpensive, and can be purchases as part of your regular car insurance. According to AAA.com, in order to properly protect yourself, review the current level of uninsured or under-insured motorist on your auto policy. The level of coverage should be at least as high as the bodily injury or property damage limits.
Now, consider that, in North Carolina, 16% of drivers are uninsured.
The risk is higher than most of us would like to believe.
To read the full article, visit the website at AAA.com/magazine.
At HensonFuerst Attorneys, we represent a lot of people who have been injured in wrecks involving left turns in intersections. If you want to learn more about your legal options following a wreck, please feel free to visit our dedicated web page: Motor vehicle collisions. Or, if you prefer the personal touch, call us anytime at 1-800-4LAW-MED. If you have questions, HensonFuerst has answers.